This time of year we always get requests to host “vision board” events.  These are opportunities for you to create a page or poster that highlights everything you want to do for the next year.  There is usually camaraderie, food and wine involved.  While we love being asked to help with something and revel in seeing our clients, we always say no. It’s not that we don’t love the idea of having fun with friends and painting a glorious picture of your future, the problem is the